Enter what you're buying and what you've got to work with. The optimizer finds the best mix of cash, loan and 0% cards for you — no need to work it out yourself.
Used to move a card's balance onto a fresh 0% deal right as its own promo is about to end — only if you can get approved for one when you need it, which isn't guaranteed.
Optimized for the least total interest overall. Assumes minimum card payments of 2% of the balance, and promo APRs revert fully if not cleared in time.
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